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Video instructions and help with filling out and completing Opm form 2809
Welcome to your federal insurance benefits for active employees I'm Dave Johnston with OPM in this presentation you will learn about the five insurance benefits available to qualifying federal employees this information is current as of June 2022 the first insurance benefit is the Federal Employees Health Benefits program fe h b fe h b-- offers health insurance for you your spouse and your children under age 26 all benefits are available the moment your enrollment is effective there are no waiting periods no matter where you live you have at least fifteen health plan choices and some areas have even more plans each plan provides comprehensive health coverage most employees are eligible for fe h b health insurance check with your Human Resources office if you're unsure about your eligibility fe h b-- is competitive because you only pay about thirty percent of the premium your agency pays the rest generally you also pay part of the cost for any service you receive except for preventive care which is covered 100% if you use an in-network doctor you can continue your fe h b coverage into retirement if you meet certain requirements you can find more information about available plans premiums and benefits at opm.gov slash health with fe h b you have three enrollment types you can enroll as self only which covers just you the enrollee you can also enroll as self plus one specified eligible family member which is a spouse or child under age 26 or you can enroll as self and family which covers you and all eligible family members if you are currently enrolled in self and family but you only have one eligible family member you are not required to switch to self plus one but you may save money if you do for more information on the different fe h b enrollment types visit OPM gov slash health it's important to make sure you have the right health plan for you and your family you should consider each available plans benefits premiums and out-of-pocket costs you may be able to get the benefits you need at a lower cost than you pay now you can see a complete list of plans available in your state at opm.gov /f ehb brochures for help choosing a plan watch our do I have the right health plan presentation at opm.gov slash open season in the presentation we explain the differences between the four kinds of health plan offered by fe HB describe what you should consider when selecting a health plan and show you several online tools you can use to easily compare the plans available to you as an employee you have two opportunities to make changes to your fe h b enrollment during the annual federal benefits open season mid-november through mid-december each year you may change plans change plan options such as high option standard option or basic option change your type of enrollment such as self only self plus.