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Well welcome to the benefits officers Network meeting I'm Sharon Appel and I'm the manager of the benefits officers training and development so I did take over after raker left us how could he but I am here most likely only through the end of this year because I plan on joining ray on the other side so once again welcome the one thing I wanted to say up front is that if anyone has any questions don't hesitate if you're in the audience to raise your hand and also if you're on the webcast to please just email us at our benefits at opm.gov and we will be looking at the questions and be able to answer some of them during the the meeting and the ones that we don't get answered then we will actually write the question down with the answer and send out through our listserv so that everybody has the questions and answers so the first thing I wanted to say was I guess the second thing now but the open season dates are out I'm sure you've all seen them so the open season dates are from November 10 2022 through December 8 2022 and we are planning a webcast as we get closer to open season for the Health Insurance Group to actually present information on open season most likely to the health benefit rates will be out in early October so that you'll have those premium increases and whatever they turn out to be by early October our disability unit asked me to say something to you all while we were here at the meeting and that was that when you send in the individual retirement record to OPM one critical piece of information that really needs to be on there is the last day of pay so please make sure that information appears on the IRR so that when they're doing their work they have that information to move forward yes it's on the card it's on the card mm-hmm yeah she had asked whether or not it was on the individual retirement record or whenever they call in but it's on the individual retirement accord and it needs to be shown there or we're going to have to go out for it in order to proceed with with the actual disability claim well I was really excited this morning because I've been thinking okay I'm going to be giving guidance without having the benefits administration letter out and luckily we got the final approval this morning for the benefits administration letter and I was able to send that out so I'm going to be giving you a brief overview first Frei but the actual Bao was sent out through the listserv we are working to get it put on to the website so please take the time to review that if you have questions about the benefits administration letter please email our benefits at opm.gov with your questions and.